Student Insurance FAQ

哪些保险公司提供学生健康保险?

The Student Health Insurance is provided by United Healthcare Student Resources, PO Box 809025, Dallas, TX 75380; Phone: 1-800-767-0700; WEBSITE

学生健康保险政策是否符合医疗改革/平价医疗法案的要求?

YES! 该政策符合所有医疗改革/平价医疗法案(ACA)和俄亥俄州要求的授权, and offers coverage specifically tailored to Ohio University student needs. 该政策为学生及其家属提供全面的商业健康保险政策, with the convenience of having the premium(s) billed to their student account. 

Where can I locate information regarding the Student Health Insurance Policy?

详细的保单证书和保单摘要可在我们的网站上找到 Enrollment Forms & Policy Brochures tab. 

Is the Student Health Insurance Policy only for treatment received while on Campus?

No. 学生健康保险政策是由联合医疗学生资源提供的商业政策, and can be used nationwide. 该政策通过全民健康覆盖选择+提供者网络提供了广泛的首选提供者网络. To locate providers, visit our website 与保险公司联系,并在雅典校园会议中心的形象下选择“寻找供应商”. 然后,您可以选择搜索医疗提供者或设施,或行为健康提供者. 选择后,您可以根据您的位置和所需的提供商偏好自定义搜索. 

Does the Student Health Insurance work only while classes are in session?

No. 然而,我们预定的覆盖期限与我们学期的日期密切吻合. 学生健康保险政策是由联合医疗学生资源提供的为期一年的商业政策, and is re-negotiated each academic year.

The policy year runs August 16th through August 15th of the following year. 

Visit our Premium Rates & Coverage Periods page for additional details. 

学生或家属可以在任何时候参加学生健康保险政策吗?

在每学期开始的公开招生期间,可以自愿入学. 学生可在注册课程后提交注册表.

家属只有在学生也参加了学生健康保险政策的保险期间才有资格自愿参加.

合格生活事件(QLE)允许学生按月/每周按比例参加学生健康保险(他们符合资格要求),直到下一个预定覆盖期开始. If you have experienced a QLE, please reach out to us via email or phone at 740-593-1931 for a quote or to enroll. 

退款和减少保费金额不能提供延迟注册或提前终止.

Can I voluntarily purchase the Student Health Insurance online?

No. 学生健康保险只能通过在每学期开放招生期间提交完整的注册表格到学生健康保险办公室购买. Qualifying Life Event enrollments are processed as needed.

Completed enrollment forms must be emailed.  

Can students purchase insurance for only a portion of a coverage period?

No. 学生健康保险只能在预定的保险期限内购买. There is no prorated premium amount for late enrollment or early cancellation. (Does not apply to QLE enrollments)

How can I obtain enrollment forms?

Enrollment forms may be found on this website or by emailing your request and PID number.

Where can I send my enrollment form?

Currently, enrollment forms are only accepted by email.

 

如果我已经在网上提交了一份弃权书,我如何加入大学健康保险计划?

学生可以在每学期开始的公开招生期间自愿参加学生健康保险,并在公布的截止日期之前提交完整的报名表.

Why do dependent enrollment forms need to be submitted each semester?

学生健康保险的资格每学期由学生注册决定. The University system operates on an academic calendar by the semester. 由于必须进行资格验证,因此无法处理未来学期的入学表格.

我如何确定哪些医生和设施是学生健康保险政策的网络内医生和设施?

保险网站上有一个提供商定位器功能,可用于定位网络内提供商. The network is United Healthcare Choice Plus, which provides a large selection of providers nationwide. Visit UnitedHealthcare StudentResources and select "Find Provider" on the link funder the picture of campus. United Healthcare Student Resources Customer Service can be reached at 1.800.767.0700 to assist you in determining if a provider is In-Network.

*请注意:拥有学生健康保险的学生如果在雅典校园30英里范围内,并且校园护理中心开放,则需要首先在雅典的校园护理中心寻求治疗.

Who can I contact if I have questions about my policy?

You may contact United Healthcare Student Resources directly at 1.800.767.0700 or contact the Ohio University Student Health Insurance Office via email or phone at 740-593-1931.

如果我在联合医疗学生资源中创建在线帐户有困难,我可以联系谁?

有关网上帐户的协助,可致电联合医疗学生资源1.800.767.0700.

Where can I obtain my insurance ID card?

联合医疗学生资源是一家无纸化公司,不会自动将身份证邮寄给学生. Students will be prompted to create an account online with United Healthcare to manage their benefits and obtain their ID card. The online account allows students to print a copy of their ID card, upload a digital copy to a smartphone or tablet, 或要求联合医疗学生资源将身份证复印件邮寄给他们.

 

Does the Student Health Insurance Policy include Dental Insurance?

No. 牙科治疗属于保险排除范围,18岁及以上的被保险人没有应付福利.

儿童牙科福利包括在学生健康保险政策中,适用于18岁以下的被保险人. 有特定的提供者,你必须接受治疗,以便保险支付索赔. Please see the Pediatric Dental provisions in the policy certificate.

*所有被保险人都可以在学生健康保险政策中获得因外伤造成的牙齿损伤. There is no preventative care included for insureds over the age of 18.

Can I Purchase Dental coverage?

联合医疗学生资源提供可选的牙科政策,在秋季学期开始时购买. 该保单可通过被保险人在联合医疗学生资源的在线帐户购买, on their website or by contacting them directly at 1.800.767.0700. 学生可以在不购买学生健康保险的情况下购买可选的牙科保险. 

*newbb电子平台不参与联合医疗学生资源提供的可选牙科政策